New Zealand Paraplegic and Physically Disabled Foundation — Community Development Charity in Christchurch
New Zealand Paraplegic and Physically Disabled Foundation is a Trust charity in the Community Development sector, based in Christchurch, Christchurch. This organisation also provides funding to other charities. CharityData rates this charity F (30/100). Annual revenue: $0.4M NZD. 1 red flag detected. Financial data as at June 2025.
Mission: The Foundation was established in 1974 after it became apparent that one of the greatest needs of paraplegic and physically disabled persons was access to low-cost finance to help them become self-sufficient and independent. The concept of self-help, rather than charity, was one of the strong points of the original appeal which set up the Foundation and still holds good today. The foundations focus is to improve the quality of life of physically disabled people in NZ by providing affordable financial assistance. Over the years the Foundation has proved its worth in providing low-cost loans totalling over $25.6 million, numbering 1198 loans, with the current average loan being over approximately $74,000.
- Registration Number
- CC22276
- Charity Type
- Trust
- Registration Date
- 2008-03-30
- Status
- Active
- CharityData Rating
- F (30/100)
- Sector
- Community Development
- Location
- Christchurch, Christchurch
- Website
- http://paraloan.org.nz
- paraloan@xtra.co.nz
- Funder Status
- Grant-making charity (foundation)
- Data as at
- June 2025
Financial Summary
- Total Revenue
- $0.4M NZD
- Total Expenses
- $0.1M NZD
- Total Assets
- $8.6M NZD
- Net Assets
- $8.6M NZD
- Reserve Months
- 1077.5 months of operating expenses
- Staff Count
- 1
- Volunteers
- 0
- Financial Year End
- 2025-06-30
Financial History
| Year | Revenue | Expenses | Net Assets |
|---|---|---|---|
| 2025 | $0.4M | $0.1M | $8.6M |
| 2024 | $0.5M | $0.1M | $8.3M |
| 2023 | $0.3M | $0.1M | $7.9M |
| 2022 | $0.6M | $0.1M | $7.7M |
| 2021 | $0.2M | $0.1M | $7.1M |
| 2020 | $0.2M | $0.1M | $7.0M |
| 2019 | $0.3M | $0.1M | $6.8M |
| 2018 | $0.5M | $0.1M | $6.6M |
| 2017 | $0.3M | $0.1M | $6.2M |
| 2016 | $0.4M | $0.1M | $7.2M |
CharityData Rating
- Overall Grade
- F
- Overall Score
- 30/100
- Financial Score
- 50
- Governance Score
- 50
- Transparency Score
- 50
Red Flags
- Holding 1077.5 months of expenses in reserves ($8.6M) — above the 18-month threshold
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New Zealand Paraplegic and Physically Disabled Foundation
CC22276Christchurch, ChristchurchRegistered 30 Mar 2008
Data updated: Today
Financials9mo agoRating12h ago
Financial data as at June 2025. Sourced from Charities Services register.
F
30/100
Reduced by penalties
Financial
50
Governance
50
Transparency
50
Revenue
$429.1K
Expenses
$96.1K
Assets
$8.6M
Staff
1
Financial data from Charities Services annual return (FY2025). Ratings calculated using CharityData v3.1.1 methodology.
1 red flag identified- Review the Rating tab for details
This rating may reflect incomplete data
This charity's grade of Fis based on limited data from the NZ Charities Register, which does not provide detailed expense breakdowns. Without verified program vs admin spending, efficiency scoring is unavailable and the financial score relies on health metrics only. This charity's actual performance may differ from what the available data suggests.
Funder Profile
GrantmakerThis organisation makes grants or donations to other charities and organisations.
Funding Sectors
General
Beneficiaries
People with Disabilities
Geographic Focus
Canterbury
About
Mission
The Foundation was established in 1974 after it became apparent that one of the greatest needs of paraplegic and physically disabled persons was access to low-cost finance to help them become self-sufficient and independent. The concept of self-help, rather than charity, was one of the strong points of the original appeal which set up the Foundation and still holds good today. The foundations focus is to improve the quality of life of physically disabled people in NZ by providing affordable financial assistance. Over the years the Foundation has proved its worth in providing low-cost loans totalling over $25.6 million, numbering 1198 loans, with the current average loan being over approximately $74,000.
Key Statistics
Annual Revenue
$429.1K
Total Expenses
$96.1K
Net Assets
$8.6M
Staff
1
employees
Volunteers
0
Financial Trends
Financial Trends (17 Years)
Revenue Breakdown
Expense Breakdown
API DataBased on annual return data. Detailed program/admin breakdown not available.
Financial Health Dashboard
Cents to the Cause
100c
For every $1 spent, 100c reaches programs
Strong
Sustainability
0mo
Could operate 0 months with zero revenue
Critical
Fundraising Cost
-
No fundraising data
No data
Based on latest annual return data. Metrics are calculated from reported financial data and may not reflect the full picture. View methodology
Revenue Diversification
46
Score /100
Concentrated
HHI: 5,441
Investment Income65.2%
Other34.5%
Donations0.3%
HHI (Herfindahl–Hirschman Index) measures concentration across 6 income categories. Lower HHI = more diversified. Score above 60 indicates healthy diversification.
Peer Comparison
Ranked against 127 peers · Community Development · $100K – $1M
Rating Score
30
Revenue
$429K
Reserve Months
1077.5
Surplus
$333K
Staff Cost %
63%
Top Peers in Group
Peers are charities in the same sector and revenue size band. Rankings are based on the latest available data.
Rating History
F
2025
Score: 30.0
Financial: 50 | Governance: 50 | Transparency: 50
CurrentC-
2024
Score: 56.0
Financial: 65 | Governance: 50 | Transparency: 50
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Claim This ProfileContact Details
Registration
Registration NumberCC22276
Entity TypeTrust
Registered30 Mar 2008
StatusRegistered
Sector & Activities
Primary Sector
Community DevelopmentData sourced from Charities Services register and publicly available annual returns. Our datasets may not be complete. Automated analysis can produce errors. Scores are calculated using disclosed methodology and are analytical tools, not investment ratings or recommendations. If you believe any data on this page is incorrect, please contact us at hello@charitydata.co.nz. For informational purposes only. Not investment advice. Last updated: 22 April 2026.
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