{"@context":"https://schema.org","@type":"NGO","schema_version":"1.0","identity":{"name":"Nga Tangata Microfinance Trust","slug":"nga-tangata-microfinance-trust","charities_register_number":"CC45351","nzbn":"9429043206193","status":"registered","registration_date":"2010-09-16","deregistration_date":null,"entity_type":"operating_charity","sector":"Community Development","icnpo_group":"Development and Housing","region":"Auckland","city":"Auckland","country":"NZ","financial_year_end":null,"ird_donee_status":true,"operates_overseas":null,"website":null,"purpose":"To raise and distribute funds to providers of a range of safe, fair, affordable and regenerative finance options, including microfinance, low-interest lending, savings and insurance to low-income Tangata Whenua and Tauiwi to promote financial capability, wellbeing and independence.\r\nTo address and promote awareness of structural and economic forms of financial \r\nexclusion and progress towards achieving a more equitable financial environment, to advocate for Tangata Whenua and Tauiwi living on low incomes, \r\nand to assist or collaborate with any persons, whether natural or corporate, for \r\nthis purpose.\r\nTo engage in such other activities as are conducive or incidental to furthering or \r\nattaining the purposes of the Trust.","mission":"To raise and distribute funds to providers of a range of safe, fair, affordable and regenerative finance options, including microfinance, low-interest lending, savings and insurance to low-income Tangata Whenua and Tauiwi to promote financial capability, wellbeing and independence.\r\nTo address and promote awareness of structural and economic forms of financial \r\nexclusion and progress towards achieving a more equitable financial environment, to advocate for Tangata Whenua and Tauiwi living on low incomes, \r\nand to assist or collaborate with any persons, whether natural or corporate, for \r\nthis purpose.\r\nTo engage in such other activities as are conducive or incidental to furthering or \r\nattaining the purposes of the Trust."},"rating":{"rated":false,"grade":null,"score":null,"status":"limited_disclosure","reason":"Reports under the Tier 3/4 regime with limited disclosure and no detected red flags.","methodology_url":"https://charitydata.co.nz/charity-insights/methodology"},"red_flags":{"count":1,"types":["excessive_trustee_workload"],"descriptions":["trustees holding many concurrent board roles"],"note":"Flags describe metrics that fall outside published methodology thresholds for this charity’s size and type. They are analytical observations about filed data, not findings of wrongdoing."},"financials_latest":{"year_ended":"2025-06-30","total_revenue_nzd":635886,"total_expenses_nzd":432640,"surplus_deficit_nzd":203246,"total_assets_nzd":1462584,"total_liabilities_nzd":1084113,"net_assets_nzd":378471,"cash_reserves_nzd":573792,"government_grants_nzd":null,"donations_nzd":36345,"staff_costs_nzd":263121,"paid_staff":4,"volunteers":0,"reporting_tier":null,"financial_report_audited":null,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=01b2a936-4a56-f011-bb44-0022480ffcd1&isPublic=true","consistency_warning":null},"financial_history":[{"year_ended":"2025-06-30","total_revenue_nzd":635886,"total_expenses_nzd":432640,"surplus_deficit_nzd":203246,"net_assets_nzd":378471,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=01b2a936-4a56-f011-bb44-0022480ffcd1&isPublic=true"},{"year_ended":"2024-06-30","total_revenue_nzd":502193,"total_expenses_nzd":522199,"surplus_deficit_nzd":-20006,"net_assets_nzd":172828,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=b983af95-7837-ef11-bb33-000d3acc4199&isPublic=true"},{"year_ended":"2023-06-30","total_revenue_nzd":537060,"total_expenses_nzd":557688,"surplus_deficit_nzd":null,"net_assets_nzd":179322,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=2a6fba3a-dd17-ee11-bb22-0022480ffcd1&isPublic=true"},{"year_ended":"2022-06-30","total_revenue_nzd":250034,"total_expenses_nzd":37689,"surplus_deficit_nzd":null,"net_assets_nzd":null,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=7c89f747-fd98-ec11-bb10-0022480ffcd1&isPublic=true"},{"year_ended":"2021-02-28","total_revenue_nzd":null,"total_expenses_nzd":null,"surplus_deficit_nzd":null,"net_assets_nzd":null,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=e2870f94-537a-eb11-b43a-00155d6b7730&isPublic=true"},{"year_ended":"2020-02-28","total_revenue_nzd":null,"total_expenses_nzd":null,"surplus_deficit_nzd":null,"net_assets_nzd":null,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=92cc6fe8-815b-ea11-ba6c-00155d6b7730&isPublic=true"},{"year_ended":"2019-02-28","total_revenue_nzd":null,"total_expenses_nzd":132,"surplus_deficit_nzd":null,"net_assets_nzd":null,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=a4919945-e73b-e911-b98a-00155d6b7730&isPublic=true"},{"year_ended":"2018-02-28","total_revenue_nzd":null,"total_expenses_nzd":799,"surplus_deficit_nzd":null,"net_assets_nzd":null,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=3f2a2bcb-151d-e811-adc0-00155d6b7730&isPublic=true"},{"year_ended":"2017-02-28","total_revenue_nzd":null,"total_expenses_nzd":822,"surplus_deficit_nzd":null,"net_assets_nzd":null,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=6a1bc32b-648c-e711-bde0-00155d6b7730&isPublic=true"},{"year_ended":"2016-02-28","total_revenue_nzd":null,"total_expenses_nzd":816,"surplus_deficit_nzd":null,"net_assets_nzd":2740,"source_filing_pdf":"https://register.charities.govt.nz/Document/DownloadPdf?pdfType=AnnualReturnSummary&relatedId=3616f50c-5789-e611-9541-00155d0cccdc&isPublic=true"}],"group_consolidated":null,"governance":{"current_officers":6,"total_officers_recorded":14,"chair_recorded":true,"paid_executives_disclosed":0,"executive_remuneration_bands":[],"auditor_firm":null,"latest_audit_opinion":null,"going_concern_referenced":false,"individuals_named":false,"individuals_note":"Officer and trustee names are deliberately omitted from this machine-readable view. They are public on the Charities Register and on the charity profile page."},"funders":{"named":[{"name":"Foundation North","type":"foundation","amount_nzd":60000,"year_ended":"2025-03-31"}],"unnamed_count":0,"unnamed_note":"Funding sources that may be individuals, or whose type is unclassified, are counted but not named."},"service_providers":[],"links":{"profile":"https://charitydata.co.nz/charities/nga-tangata-microfinance-trust","markdown":"https://charitydata.co.nz/api/v1/charities/nga-tangata-microfinance-trust/markdown","summary_md":"https://charitydata.co.nz/api/v1/charities/nga-tangata-microfinance-trust/summary.md","methodology":"https://charitydata.co.nz/charity-insights/methodology","official_register":"https://register.charities.govt.nz/CharitiesRegister/ViewCharity?accountId=CC45351","website":null},"freshness":{"register_as_of":"2026-10-01","financials_updated":"2026-09-25","rating_computed":"2026-10-01","generated_at":"2026-10-05T07:51:04.176Z","note":"Figures are as filed. A charity that has filed since the dates above may have newer numbers on the Charities Register."},"attribution":{"publisher":"CharityData NZ","publisher_url":"https://charitydata.co.nz","primary_source":"Charities Services (Ngā Rātonga Kaupapa Atawhai), Department of Internal Affairs","licence":"CC BY 4.0 with attribution to CharityData NZ and Charities Services","disclaimer":"Analytical scores are CharityData’s own, computed under a published methodology from the charity’s own filings. They are not financial, legal or donation advice."}}